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Continue to ChatThe art of investment has one characteristic that is not generally appreciated. A creditable, if unspectacular, result can be achieved by the lay investor with a minimum of effort and capability; but to improve this easily attainable standard requires much application and more than a trace of wisdom. If you merely try to bring just a little extra knowledge and cleverness to bear upon your investment program, instead of realizing a little better than normal results, you may well find that you have done worse. - Benjamin Graham from https://whatsmyquote.com/quote/the-art-of-investment-has-one-characteristic-that-is-not-generally-appreciated-a-creditable-if-unspectacular